Each business entity must, when concluding an agreement, provide the counterparty with all necessary information for the execution of the contract and its subsequent execution. What information should be transferred to the counterparty and how to formalize it is a question that occupies many entrepreneurs at the beginning of their activities.
The article suggests finding out what the details of an individual entrepreneur are and considering a sample letter with the details.
What are the details of an individual entrepreneur?
Entrepreneur details, as well as legal entity- organizations are information characterizing an individual entrepreneur (legal entity) as a subject of economic activity. The first thing business partners ask for when there is a verbal agreement to conclude a deal is a letter with details. What they contain and how they can be used.
An expanded, but not maximum, list of individual entrepreneur details contains the following information:
- Full name of the entrepreneur,
- IP registration address,
- OGRNIP,
- OKVED,
- OKPO,
- bank details,
- contact phone number,
- e-mail.
This list can be expanded both at the request of the entrepreneur and at the request of his business partners.
Please note: The list of required details for a legal entity includes . This props is the registration code. Some organizations may be registered not once, but several times. Each time an organization is registered, an additional checkpoint will be assigned. An individual entrepreneur is registered only once, so a checkpoint is not assigned to him at all.
Such a letter is provided both in paper and electronic form. It may have a round seal and signature of the entrepreneur and his chief accountant. For the convenience of filling out documents, it is advisable to provide the business partner with details in one of the text document formats, .doc, .rtf for example. This will make it easier for him to fill out invoices and contracts, and when filling out a payment order to the bank, he will definitely not make a mistake in filling out the details.
Please note: Along with the letter containing the details of the entrepreneur (organization), as a rule, copies of documents confirming the information contained in the letter are provided. Copies of certificates, extracts from the Unified State Register of Individual Entrepreneurs, etc.
Individual entrepreneur details in the contract sample design
One of the main documents for which details may be required is an agreement. As a rule, they are indicated in the contract in one article (section). Individual entrepreneur details in the contract are a necessary element; without it, both the draft contract itself and the transaction itself cannot be executed.
It looks like this:
Please note: Since individual entrepreneurs and legal entities have some differences in status, the details that correspond to each other and are indicated in the contract may differ. corresponds to the OGRN of a legal entity. Entrepreneur TIN ( individual), has 12 numbers, the TIN of a legal entity is only 10, and it is supplemented by a checkpoint.
Individual entrepreneur bank details
Banking details are usually separated into a separate subtype of details. They are intended to ensure that the other party to the contract makes the necessary payment as payment for goods, work or services. Information contained in bank details, are transferred to payment order and the buyer's bank makes payment on them.
Another purpose of the details is the ability to seize the accounts of an unscrupulous counterparty, seller or performer who took cash so, he did not fulfill his obligations under the contract. In this case, the interested party can apply in court for interim measures in the form of seizure of a bank account. When the current account number and the bank in which such an account is opened are known to the applicant, then, accordingly, this procedure is simplified.
Bank details include:
- (name “r/s” and 20 digits of number),
- the bank where the account is opened,
- location of the bank,
- bank correspondent account number (name “c/s” and 20 digits of the number),
- bank identification number(BIK) containing nine characters,
- TIN and KPP of the bank (optional).
Please note: The last three digits of the BIC and the correspondent account must match. If this is not the case, then there is an error in the details provided. In addition, in banking institutions the correctness of the current account number is checked automatically by the value of the control key present in the number.
It is worth considering that an entrepreneur is not required to open a bank account. Therefore, the implementation of its activities can occur without opening a bank account. This usually happens in cases where the scale of the entrepreneur’s activities is insignificant, and the entrepreneur himself works alone without hiring employees. All financial transactions take place using cash, and even taxes are paid through the bank's cash desk. In such a situation, the entrepreneur naturally does not indicate information about the bank account in his details.
Application of individual entrepreneur details
In addition to the use of details in contractual documents and documents accompanying the fulfillment of the terms of transactions (acts, invoices, bills and invoices), various details are used in other cases. So, for example, a sign at the place of business of an entrepreneur (cafe, store, other retail location, etc.) must contain his TIN. This is necessary to more fully inform the consumer about who offers certain services and goods.
In this article you can find out how to find an individual entrepreneur, knowing his TIN:
For the same purpose, the TIN and full name of the entrepreneur are present on the cash register and issued when making a purchase or sale or providing services. Tax returns, statistical reports, internal documents are also compiled using the details. In general, the scope of application of the details of an individual entrepreneur is quite wide, and an individual entrepreneur must not only know his details, but also always have a template information letter that can be provided to counterparties at any time.
Details bank card- This classified information. If it falls into the wrong hands, you could lose money.
In Russia, 68% of fraudulent transactions are carried out using bank details (Central Bank report for 2014). This is the most common way to steal money from a card. The fraudster only needs the numbers that are written directly on the card - and he can already rob you.
publisher
What are the details?
Details are everything that is written on the card: a 16-digit number (sometimes 18), the owner’s first and last name, expiration date and a three-digit security code on the back. For convenience, we will also include the SMS code that the bank sends you when you pay online or transfer money.
According to the rules of payment systems, details cannot be disclosed to outsiders. If the bank finds out that your details have fallen into the wrong hands, they will immediately block the card. However, it is still possible to report something. In short, things are like this:
16 digit number
Validity period
First and last name
Can be forwarded, dictated to friends and acquaintances
Security code on the back
Do not tell or forward to anyone
Code from SMS
Do not inform anyone under any circumstances
Card number of 16 digits. You can forward or dictate to friends and acquaintances.
First and last name in Latin. That's possible too.
Validity period. Do not tell or forward to anyone.
Three-digit security code. Do not tell or forward to anyone
Code from SMS. Do not inform anyone under any circumstances.
What can you do if you know your card details?
Using your card details, you can pay online or make a card-to-card transfer. The person who knows your details has full access to the money.
What details does a thief need to steal my money?
Usually the card number, expiration date, security code and code from SMS. But there are stores that carry out transactions with fewer details.
The more details a fraudster knows, the more opportunities he has to steal money.
What can a fraudster who has captured your details do?
Card number
Card number
First and last name
Almost nothing
Card number
First and last name
Validity period
Pay on some sites
Card number
First and last name
Validity period
Security code
Book a hotel or car, link your card to Google Play, pay on Litres
Card number
First and last name
Validity period
Security code
Code from SMS
Pay anywhere on the Internet, make any payment or transfer
What happens if I tell someone my card number and owner's name?
If someone has your card number, they won't be able to steal your money. But he can use this knowledge for phishing: pretend to be a bank and extract other information from you.
The card number and owner's name should be protected in the same way as you protect your passport data.
The scammer only needs your card number, expiration date and your name to steal your money.
In life
I forgot my card in a cafe and came back for it 15 minutes later. Should it be reissued?
Better to re-release. If you are unlucky, the waiter will write down the details in a notepad or simply take a photo of the card. He won’t spend all the money, but just quietly buy something on the Internet in a month or two.
If you do not have an SMS bank connected, you may not even notice that money is missing from your card. And if the client did not sound the alarm, then the bank will not notice anything. You will never know that the money was stolen.
The waiter took the card away to make payment at the checkout. This is bad?
Yes. For a whole minute he can do whatever he wants with your card. If you are completely unlucky, the waiter will also turn out to be a skimmer: he will pass the card through a special reader, then sell the data to Thailand through an anonymous forum. The guys there cash out a lot at once.
To prevent this from happening, ask the waiter to bring the terminal. Now in all decent establishments the terminal is brought to the table. But if this is not possible, go to the checkout with the waiter.
Twice a week about saving, earning money and ways to take yours from the state
The hotel employee wants me to send a scan of my card by email. Is this even legal?
Oddly enough, this is a common practice.
When you book a room, the hotel may put a hold on the money in advance to check your creditworthiness. But not all hotels can accept payments via the Internet. Therefore, the employee may ask you to send full card details by email or dictate them over the phone.
Then he will enter the details by hand into a regular payment terminal. The money on your card will be blocked. They are usually returned back to the card within a month.
There is still a risk. Hotels usually pay close attention to the personal data of clients: if a leak or fraud is discovered, payment system will block payment acceptance. But the hotel employee - ordinary person. If his mail is taken away, the fraudster will also take possession of your details. Therefore, for booking it is better to have a separate card, and a credit card. But let's talk about this.
A friend calls and wants to return the debt to my card. What can you say and what can’t you say?
You can dictate the card number. Nothing else is needed to transfer to your card.
A colleague wants to take a photo of my card on his iPhone to get a refund for lunch. Allow?
No. If a colleague's phone is stolen, the scammers will also have a photo of your card. Let him translate by number.
Mom asks for card details to pay for something online. What to do?
Most safe way help your mom - ask her for a link to the online store and pay for the purchase yourself. In all other cases, you are taking a risk. Mom will write down the details on a piece of paper and forget it at work.
I want to show off my new card on Instagram. Can?
Yes, if you cover up all the details in Photoshop or choose an angle that won’t allow you to read anything.
Did your details fall into the wrong hands? Re-release
How to protect your details
Maybe erase the security code from the card? Or cover it with something?
It's possible, but it's better not to. From the point of view of payment systems, a security code is a necessary detail of a bank card. When you pay offline, the seller will have every right not to accept such a card for payment. This often happens, especially abroad.
How to protect then?
You can open up to five additional cards - this is free at Tinkoff Bank. Like this:
On the main card we set limits on online purchases:
Pay everywhere with an additional, and the main one.
Should I connect SMS banking?
Necessarily. If you have the Tinkoff app, you can enable push notifications: they work the same way as SMS banking.
Remember
- You can only share your card number and only with trusted people.
- First name, last name, expiration date and security code cannot be disclosed.
- The SMS code must never be shared with anyone.
- If you left the card unattended, reissue it.
- Get a card for offline with online payments disabled.
Remember how in the good old song they sing “Wait for the letter in the envelope - don’t tear it up...”? Many will immediately say in response: “So when was that? Now it’s email!” Of course it is. Actually, it is impossible to “tear” or perform any other physical actions on a virtual message. But these are just nuances. E-mail, like its older brother, post office, regularly delivers “news” to recipients all over the world - funny, sad, thoughtful, interesting and, of course, romantic.
Still, it’s a sin not to use such technology, you must agree! Only, of course, if there is no manic obsession to write letters to the addressee exclusively with a ballpoint pen and certainly in small handwriting. Although there are only a few of them these days.
So, dear reader, this article will help you send an email using popular services on the Internet - Gmail, Yandex and Mail.ru. You will also learn from it how you can send an anonymous letter and send a document directly to text editor Word.
How to send a letter correctly?
To send email, regardless of the chosen service, you need to perform almost the same set of actions. Yes, and don't forget! You must have an account registered on the mail website. If there is none, check out our website for guides on creating an e-mail. This procedure is easy and simple.
Gmail
Dispatch
1. On the profile page, in the upper left corner, click the red “Write” button.
2. On the first line of the form, type the recipient's mailbox address. You can also select a user from address book(list of saved addresses) by clicking the word “To”.
3. In the second line, sign the letter: indicate your name or initials so that the recipient immediately understands who the online message came from.
If you want to attach a statement or any document stored on Google.Drive to the text, click its icon in the bottom panel, go to the storage and select the required file. But if, for example, you need to upload scanned text to PDF format from your computer, then click “paperclip”.
You can also edit the text of the message, give it beautiful view (Important point! Especially if you send out a commercial offer with a link or archive!). To perform this procedure, press the “A” button (the very first one in the panel, on the left). And then in the additional block select required function- “bold, italic”, “font settings”, “list creation”, etc.
Write a reply
When a letter, archive, application or any other document is received and you urgently need to send a response to the addressee, click once with the left button under the text of the message in the “Click here...” field and fill out the form as described above.
You can also send electronic “news” to Gmail using Checker Plus for Gmail, an add-on designed for monitoring incoming correspondence. This is done like this:
1. Click the checker icon in your browser.
2. In the panel that opens, click the “pencil” button.
3. Fill out the fields of the submitted form that opens.
Yandex
Dispatch
1. In your Yandex.Mail profile, in the row of buttons above the list of messages, click “Write”.
2. In the “To” line, type the recipient’s e-mail; in the “Subject” you can create the title of the letter.
3. Type the text and, if necessary, edit it using the functional panel above the field (font, color, alignment, emoticons).
Advice! If you make a typing mistake, click the left arrow button to cancel the operation.
4. To send an archive, video or audio file stored on your PC with a letter, click the “Attach” button and upload the necessary content. To download data from Yandex.Disk storage, click the “Flying Saucer” icon next to the same button.
5. When everything is ready, click “Submit” (you can click any of the buttons at the top and bottom of the form).
Write a reply
Click the field under the received message, and a form with the specified addressee (the author of the letter) will immediately open on the display.
The Yandex browser extension for reading letters has exactly the same “Write” button as in the profile on the site. Click it and enter all the necessary data: recipient's address, message and, if necessary, upload files. And if you have a question, “Why isn’t the message being sent?”, check the form to make sure it’s filled out correctly, perhaps you entered your e-mail incorrectly, and also look at your Internet connection settings.
Mail.ru
Dispatch
1. Go to the “Mail” section.
2. Click “Write a letter” (the button located above the correspondence sections).
3. Fill in the “To” (e-mail address) and “Subject” (email title) fields.
4. Print the letter and edit it using the functional panel located above the field.
To send a file (for example, a scanned report), click the “Attach” option to upload data from your PC or the “Cloud” icon to provide a link to documents located on remote storage Mail.ru.
5. Click "Submit".
Write a reply
To promptly send a response to a received message, click the “Reply” button above its text. Then fill out the form in the order described above.
Click the Mail.ru addon icon. In the list, click the letter you want to respond to. In the tab that opens, use the “Submit” option.
How to send a text document in Word?
This operation can only be performed if your computer has mail client(eg Thunderbird, eM Client, Windows Live Mail, etc.).
Method number 1: fast sending
- Click on Word document right click.
- IN context menu select: Send → Addressee.
- In the client, specify the recipient and activate sending a text file.
Method number 2: choosing a format
1. Open the prepared document in Word.
3. Select format:
- “Send as attachments” - a full copy of the document as an attachment;
- “...as PDF” - the text document is sent in PDF format;
- "...like XPS" - attachment to XPS format with saving formatting settings.
How to anonymously send a message to an addressee?
If you want to hide your e-mail, use a special online service. You can find it on the Internet huge amount sites providing this service, but we will consider the most popular ones in this article.
(send-email.org)
Each message is sent from a different e-mail (automatically generates addresses). But it still provides the user with the opportunity to indicate their “coordinates”.
(http://www.theanonymousemail.com)
To make an anonymous newsletter on this service, you must register and indicate your real e-mail (it will not be displayed in the message).
(https://www.guerrillamail.com/)
The site provides the user with a temporary e-mail for a period of 1 hour. You can send and read messages in it. You can delete your mailbox at any time.
Have a comfortable and safe stay online! About that.
How to send a document by email for dummies, three easy ways.
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With development World Wide Web More ways to communicate between people at a distance have appeared. Now you can not only call someone without leaving your home, but also send an email.
At the same time, using e-mail, you can send letters with attachments in the form of various text documents, presentations, photos, videos and more. Of course the whole shipping process email with attachment is quite simple.
However, it is sometimes difficult for novice users to cope with this task without outside help. This article will take a closer look at sending emails with attachments.
How to send a document by email
Despite the many various services, providing the ability to send letters to electronic form via the Internet (Yandex.Mail, Gmail, Mail.ru, Yahoo, Rambler and others), they all work according to the same algorithm.
Only attaching a file on such services may vary slightly. But in general, to send an email with an attachment, you can follow the following procedure:
- First, you need to log into your account on the service and click on “Write” or another button provided by the mail service for writing a letter electronically.
- Then indicate in the “To” line email address addressee's mail.
- If necessary, you can specify the subject of your letter in the “Subject” field.
- Next, in addition to plain text, if you need to send a document or other file from your computer, you need to find the tool that is responsible for this on the service you use and click on it. For example, if you use Yandex.Mail, Gmail or Yahoo for these purposes, then you need to click on the icon in the form of a paper clip, and on Mail.ru and Rambler there is an “Attach file” button.
- After you find the document you want to send, click on it with the mouse to select it and click on the “Open” button.
- After uploading files to postal service, check that the letter is formatted correctly (to whom you are sending it and what exactly). If there are more documents than you need or you have chosen the wrong thing, then next to it, as a rule, a trash icon appears on the right side, clicking on which deletes it unnecessary file. To add a document, again click either on the paperclip or on “Attach file”.
- To send an email to the recipient, click on the “Send” button.
It is also worth noting that when using mobile version mailboxes, the algorithm of actions is similar to the extended one. That is, if you are on the road, and required document available on your phone or tablet, then if available mobile application, it can also be sent by e-mail.
In this case, also fill out all the required fields, and then click on the paperclip or “Attach file”, thus adding the document and sending. As you can see, everything is quite simple and convenient.
Send link
If your document is stored on cloud services, such as Google Drive, Yandex Drive, and others, or you created a document in Google Doc, then you can send a link to the document.
To do this, open the document, click on access settings and copy the link, which can be sent in an email. If these are documents stored on Drive, then you can download them to your computer; if this is a document in Google Docs, then you can jointly edit it, make amendments, comments, and so on.
Word
If you use the Word program to create and edit documents, you can set up the email sending function once and then use it.
Instructions:
Pay attention to the top panel, namely the tab - mailings. A new icon should appear there, with the name you gave it.
Now, after creating or editing a document, click on this icon. You only need to indicate the recipient's email, and the document will be sent to the specified address.
How to send a document by email, summary
I showed you three ways to send a document by email, choose the one that is most convenient for you. Once you send a letter, you will understand that there is nothing complicated in this process.
The main thing to understand is that you do not send the paper document, it remains with you. you send it electronic copy, and the recipient will print it himself if necessary.
But to send the paper original of any document, you should use our regular, all-usual mail and send the document by registered mail.
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